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Should You Take the First Settlement Offer in Your Injury Case?

Dealing with Personal Injury Settlements in Peabody, MA

When you are injured in a car accident or motorcycle accident and get an offer to settle, you may wonder, “Should I take the first personal injury settlement offer?” While it may seem like the rational thing to do is to give the offer a go to cover the damage to your vehicle and your medical bills, there is a possibility that you are getting lowballed into accepting a settlement far less than you deserve. 

After you’re involved in a vehicular accident such as a head-on collision, your insurance company may call you. The adjusters will sound friendly, but remember that insurance companies’ early settlement may be much lower than a Peabody personal injury lawyer can get for you. 

With thousands of claims handled and millions of dollars recovered, The Law Offices of Barry Feinstein & Affiliates P.C. is one of the most competent law firms to handle any personal injury case. They have been fighting the big insurance companies to help their injured clients. Their injury attorney will walk you through the entire process, so you don’t settle for less. What’s more, they offer free consultations to accident victims like you! No need to go out of the house or wait in line over the phone. You can schedule an appointment right now

Settling Personal Injury Claims

After your accident, a lot of emotions play in your head. There is fear, anger, anxiety, and even confusion over what you need to do next. Personal injury victims who feel overwhelmed may sometimes choose to just focus on their recovery and save themselves from the stress of going after the party whose reckless driving brought them to where they’re at right now. 

They simply accept the first settlement offer without consulting a nearby car accident lawyer about their situation. If you are in this situation, stop and think about it before making any decisions. Remember, you don’t have to carry everything alone. An accident lawyer is also a companion to your journey to recovery. 

When Should I Notify About My Intentions to File A Claim? 

You don’t have to notify the people you think are responsible for your injury right after the accident. However, it’s in your best interest to do so as soon as possible, as it will increase your chances of resolving your claim quickly and fairly.

Giving notice preserves your rights and prevents others from later accusing you of waiting too long to tell them about your injuries. If you promptly notify them that you’re going to file a claim, you will be able to deal with the insurance companies and the whole filing process at a much better pace.

When is the Deadline For Filing a Personal Injury Lawsuit?

If you cannot settle an injury dispute directly with your insurance company, you can take the matter to court. Each state has a different statute of limitations, which limits the length of time you can file a claim after your accident date. In most personal injury cases, the statute of limitations is three years.

Statue of Limitations for Accident Injury Lawsuits in Massachusetts

In Massachusetts, the statute of limitations for injury lawsuits is three years after the accident. But if the victim was a minor at the time of the accident, the statute of limitations may be extended. If you miss your state’s deadline, you lose the opportunity to recover compensation.

How Do I Start A Personal Injury Claim?

If you find yourself in a serious accident, time is of the essence, and every detail counts, as these can affect the outcome of filing your injury claim and the compensation you stand to receive. It is best to seek legal assistance from a seasoned Peabody personal injury lawyer and not just take your insurance company’s first offer.

What Should I Do After an Accident?

  • Find the information you need to identify what happened before moving on to repairing your car. Pictures are a great thing to have while doing this.
  • Write every detail of the accident on a piece of paper. This may include your medical bill and all hospital visits, lost wages, or other bills relating to the accident.
  • When you need to report an accident, try to obtain the names and contact information of any witnesses who may have seen the incident. Call them to verify their contact information so you can be sure they are qualified to make a statement on the matter.
  • If you speak to other people who were involved in the accident, be sure to take notes about your conversation.
  • If someone has wronged you or they feel they will be held responsible for the damages, let them know before you file a suit that you plan on filing a claim.

How Does The Other Side’s Insurance Affect the Claim?

If the other person or business is at fault and has insurance covering the accident, then they will handle recovering compensation. But when someone else’s negligence hurts you, their insurance may not cover your pain and suffering. You can seek compensation beyond the policy limits, but you or the other person responsible for your injury must cover anything out of that limit. 

If your settlement offer is low and the other party doesn’t have much money, the more rational choice you can make is to work with a personal injury lawyer.

Talk to a Peabody, MA Personal Injury Lawyer

Dealing with a personal injury such as an auto accident can be taxing physically, emotionally, mentally, and even financially. 

This is why you should not accept the first thing offered to you by the other party or insurance company; instead, take a deeper look to avoid settling for an amount you don’t deserve. 

You have the right to get the compensation you deserve! Schedule a free appointment now with an experienced Peabody, MA personal injury lawyer from The Law Offices of Barry Feinstein & Affiliates P.C. They can walk you through the entire process and help you get a fair settlement in this trying time!


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